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NAIFA's Limited & Extended Care Planning Center

The LECP Center empowers professionals to network with solution and service providers to share best practices, directly access subject matter experts, research, training and resources; and provide thought leadership so we may continue to address the changing needs of the market.

Tom Riekse Jr.


Recent posts by Tom Riekse Jr.

5 min read

Why 3% compound inflation isn't ALWAYS the best choice for LTC Insurance

By Tom Riekse Jr. on 9/30/19 2:00 PM

When recommending LTC insurance for your clients, "default" benefits can often make the job of selecting plan options easier, but is that what is best for your client in every situation?  For example, the vast majority of LTCI buyers select a 90 day period before benefits start paying. This option tends to work well as both a reasonable deductible and could coordinate with how Medicare pays LTC benefits.

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