Increased awareness of long-term care (LTC) insurance means increased interest in LTC coverage. However, not all clients qualify for a traditional LTC rider.
1 min read
Webinar On-Demand: IUL Sales Ideas and Long-Term Care
By NAIFA on 4/8/22 12:42 PM
Topics: Long Term Care Life Insurance Limited Care Potential Partners for Advisors insurance
4 min read
How to Protect Aging Clients from Financial Exploitation
By Cameron Huddleston, Carefull Family Finance Expert on 3/31/22 10:00 AM
Financial exploitation of older adults is rampant, and the problem will only get worse as America’s population continues to age.
In fact, the rate at which adults over the age of 60 can expect to experience financial exploitation—1 in 20—is higher than the incidence of many age-related diseases, according to research published in The Journals of Gerontology. And that’s likely an underestimate because many older adults are unwilling to report exploitation.
Topics: Long Term Care Extended Care Limited Care Potential Partners for Advisors
1 min read
Webinar On-Demand: LTC Pricing in Uncertain Times
By NAIFA on 3/30/22 10:27 AM
Rising interest rates and inflation can dramatically impact long-term care insurance pricing.
This month, LTCI Partners Managing Director Tom Riekse spoke with Robert Eaton, Principal and Consulting Actuary of Milliman. In addition to interest rates and inflation, Riekse and Eaton discussed recent innovations in LTC product design and how to build trust in the digital age.
Topics: Extended Care Limited Care LTCI
2 min read
Top 5 Considerations as You Evaluate New Whole Life Products
By OneAmerica on 3/8/22 10:13 AM
Along with resolutions and high hopes, the new year also brings many insurance carriers promoting changes to their whole life insurance product portfolios. These revisions are due to adaptations in the IRC Section 7702 regulations. Prolonged low interest rates also continue to factor into product refreshes, revamps and adjustments. It may be overwhelming to sift through the fine print of the new products, but as you begin to evaluate them, keep these top five considerations in mind:
Topics: Life Insurance Financial Planning Limited Care Financial Security insurance
3 min read
Success Is a Collaboration of Problems Solved at NAIFA's LECP Impact Week
By NAIFA on 10/25/21 4:01 PM
NAIFA’s Limited and Extended Care Planning Center is hosting the second annual NAIFA LECP Impact Week, November 1st - 5th.
The virtual event, with the theme Success Is a Collaboration of Problems Solved, has been revamped for 2021. Each of the five days of Impact Week programming will drill down on a specific topic and feature multiple presenters in a packed one-hour presentation, 12 - 1 pm eastern.
Topics: Long Term Care Limited Care Limited & Extended Care Planning Center
Starting the LTC Conversation with Your Parents
By Target/Ash on 5/9/19 10:10 AM
Although few of us want to broach the subject of what care Mom and Dad might need and where they should receive it, it’s a topic that isn’t going to go away.
This brochure offers tips about how to bring the subject up with a minimal amount of drama. Bringing it up early gives them time to work out the details before they begin to need help.
Topics: Long Term Care Financial Planning Marketing Extended Care Planning in Advance Consumer Combo Products Limited Care Sales & Marketing
Worksite LTCI and Benefits Brokers
By ARM on 5/2/19 12:15 PM