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NAIFA's Limited & Extended Care Planning Center

The LECP Center empowers professionals to network with solution and service providers to share best practices, directly access subject matter experts, research, training and resources; and provide thought leadership so we may continue to address the changing needs of the market.

6 min read

Why Single Pay LTC Insurance Might be the Right Strategy Now

By Tom Riekse Jr. on 4/29/21 10:30 AM

The recent stock market run (especially in tech stocks) has been amazing. Despite the high unemployment rate, many investors are enjoying that feeling of increased net worth in both their qualified and non-qualified money.

Topics: Long Term Care Life Insurance Planning in Advance
6 min read

How low interest rates are changing LTC Insurance products

By Tom Riekse Jr. on 4/22/21 1:00 PM

The last several years have seen major changes in LTC Insurance - leading to what can be referred to as LTC 2.0.  LTC 2.0 means that while the pure protection of traditional LTC insurance is still a popular option, there has been an accompanying growth in Hybrid LTC + Life plans - both in number of policies sold and number of carriers offering these plans. 

Topics: Long Term Care Life Insurance Planning in Advance
3 min read

New Premiums Increasing on Hybrid Life + LTCI Plans

By Tom Riekse Jr. on 3/30/21 2:00 PM

Many clients find that the best way for them to plan for LTC is by purchasing a linked life/ltc plan.  Compared to traditional LTC policies which provide pure long-term care protection (and the most LTC protection per premium dollar) linked Life/LTC trade off some of that leverage to provide guaranteed premiums and a life insurance benefit.

Topics: Life Insurance Planning in Advance Limited & Extended Care Planning Center
7 min read

The worst case scenario - is lifetime LTC Insurance worth it?

By Tom Riekse Jr. on 3/26/21 9:00 AM

Luckily, you aren't going to need years and years of high cost long-term care. But what if you did?

Topics: Long Term Care Financial Planning Planning in Advance Advanced Planning Limited & Extended Care Planning Center

Corporate Resolution Example

By ARM on 1/10/20 10:41 AM

View a sample of a corporate resolution.  For the full version of the document, please contact ARM.

Topics: Long Term Care Planning in Advance Employee Benefits
1 min read

Webinar: The Surprising Similarities Between Traditional LTC and Some of the New Life/LTC Plans featuring Tom Riekse

By NAIFA on 8/5/19 1:05 PM

There are many misconceptions among consumers and advisors about both traditional LTC and Linked Life/LTC Plans. This webinar will discuss how the new combination Life/LTC plans can be very similar to traditional LTC plans and visa versa. Learn about the list of similarities between how the products work, the three key differences between the types of products and why meaningful benefits can be affordable for a wider consumer market.

Topics: Planning in Advance LTC/Extended Care-State Initiatives Lifestyle Planning Traditional LTCI

Ash Brokerage offers keys to communicating Care Plans to family members

By ASH Brokerage on 7/22/19 8:30 AM

Ash Brokerage/Target Ins. know it can be challenging to start “that” conversation. When discussing extended care need preparations, it is important to consider the impact that your client’s care plans could have on the entire family. Advisors can guide clients by  anticipating the children's concerns and helping clients prepare to address them. This flier offers common objections, and ways to answer them. Contact Chad Eyrich directly for more information by going to LECP.NAIFA.ORG/ subscribe. 

Topics: Long Term Care Planning in Advance Consumer Sales & Marketing Strategy Prospecting Grow Your Business

Client Needs Questionnaire

By ASH Brokerage on 6/5/19 11:00 AM

It is sometimes very effective to use a questionnaire to start the conversation about preparedness or qualifying for extended or long term care. Or, use this questionnaire with your clients to help you determine which product and design to recommend for them. ASH Brokerage has many tools so contact them for the ones that will help you to grow your practice.

Topics: Financial Planning Planning in Advance Lifestyle Planning Voluntary Benefits Health Questionnaire Advanced Planning Technology Tools Sales & Marketing

The Purpose of Planning for Long Term Care

By New York Life on 5/17/19 12:45 PM

 

Topics: Long Term Care Financial Planning Extended Care Planning in Advance Combo Products Linked Benefits

Starting the LTC Conversation with Your Parents

By Target/Ash on 5/9/19 10:10 AM

Although few of us want to broach the subject of what care Mom and Dad might need and where they should receive it, it’s a topic that isn’t going to go away.
This brochure offers tips about how to bring the subject up with a minimal amount of drama. Bringing it up early gives them time to work out the details before they begin to need help.

Topics: Long Term Care Financial Planning Marketing Extended Care Planning in Advance Consumer Combo Products Limited Care Sales & Marketing

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