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NAIFA's Limited & Extended Care Planning Center

The LECP Center empowers professionals to network with solution and service providers to share best practices, directly access subject matter experts, research, training and resources; and provide thought leadership so we may continue to address the changing needs of the market.

1 min read

OneAmerica’s Tim Vannoy Presents on Hybrid Annuities and Long-Term Care Provisions

By NAIFA on 6/30/21 5:30 PM

The June LECP webinar featured OneAmerica Sales Director, Tim Vannoy, who presented the “Hybrid Annuities and the Long-Term Care Provisions.” Using case studies, Vannoy addressed the following issues:

  • Who would benefit from the Pension Protection Act?
  • How large is the market for the Pension Protection Act?
  • How can a client get tax-deferred gains out tax-free?
Topics: Annuities Long Term Care Tax Savings webinar
1 min read

A CLTC Teachable Moment… The Power of Starting a Conversation

By CLTC on 6/8/21 2:31 PM

Three Compelling Reasons Why Planning for Care is in Your Client's Best Interest:

  • Impact on loved ones
  • Lifestyle
  • Financial Security

Having a plan for long-term care can help ensure that clients: don’t overburden loved ones; maintain their lifestyle, for themselves and their partner; and maintain future financial security.

Topics: Long Term Care CLTC Medicare Limited & Extended Care Planning Center
1 min read

NAIFA’s Maeghan Gale Speaks to LTCI Partners on Recent Trends in LTC Legislation

By LECP Center on 6/4/21 5:33 PM

NAIFA’s Policy Director Maeghan Gale joined LTCI Partners Managing Director, Tom Riekse, and Director Steve Cain for a panel discussion about recent Long Term Care Insurance legislation. For many years, Long-Term Care Insurance took a backseat as it relates to legislative action on the state and federal level. However, 2021 has brought a wave of activity as lawmakers consider the best way to support their growing aging populations.

Topics: Advocacy Long Term Care Aging in Place Legislative & Regulatory
3 min read

The Private LTC Insurance Option for Washington State Workers

By LTCI Partners on 5/20/21 11:52 AM

Have you heard of the Washington Cares Fund?  If you haven't, it's the first state run and funded  Long-Term Services & Supports program. Originally signed in 2019 by Governor Jay Inslee, as of  January 1st, 2025, Washington State Residents who need long-term care may be able to claim benefits (based on needing help with 3 of 10 ADLs) from the state and receive a benefit of up to $100 per day up to a maximum benefit of $36,500. Undoubtedly  for many families these benefits are going to welcomed and helpful.  But, of course, someone has to pay for the program.

Topics: Long Term Care LTC/Extended Care-State Initiatives Tax Benefits
6 min read

Why Single Pay LTC Insurance Might be the Right Strategy Now

By Tom Riekse Jr. on 4/29/21 10:30 AM

The recent stock market run (especially in tech stocks) has been amazing. Despite the high unemployment rate, many investors are enjoying that feeling of increased net worth in both their qualified and non-qualified money.

Topics: Long Term Care Life Insurance Planning in Advance
6 min read

How low interest rates are changing LTC Insurance products

By Tom Riekse Jr. on 4/22/21 1:00 PM

The last several years have seen major changes in LTC Insurance - leading to what can be referred to as LTC 2.0.  LTC 2.0 means that while the pure protection of traditional LTC insurance is still a popular option, there has been an accompanying growth in Hybrid LTC + Life plans - both in number of policies sold and number of carriers offering these plans. 

Topics: Long Term Care Life Insurance Planning in Advance
1 min read

CLTC Offers "A Teachable Moment"

By CLTC on 4/15/21 5:07 PM

The Certification for Long-Term Care has produced a fact sheet, "A Teachable Moment: The Power of Starting a Conversation," to help advisors start conversations with clients about the importance of extended care planning. It offers facts and statistics that emphasize the importance of planning.

Topics: Long Term Care Extended Care CLTC Limited & Extended Care Planning Center
6 min read

Why the Traditional LTC Market is here to stay - and will grow

By Tom Riekse Jr. on 4/14/21 3:30 PM

Recently I received an email from a Insurance Carrier who sells Linked Life/LTC plans with the headline "What happened to traditional LTC?".  The email started by saying "It wasn't so long age that traditional long-term care (LTC) insurance dominated the market, but now they are barely holding on while linked-benefit products are taking over."  Harsh!

Topics: Long Term Care Advanced Planning Life Settlement
5 min read

The biggest mistakes people make when choosing to self-insure for LTC

By Tom Riekse Jr. on 4/5/21 10:15 AM

For Financial Professionals that are savvy enough to have a discussion about the impact of a long-term care event one of the most important topics is whether a client should consider long-term care insurance or should instead "self-insure".

Topics: Long Term Care Life Insurance Planning Consequences
7 min read

The worst case scenario - is lifetime LTC Insurance worth it?

By Tom Riekse Jr. on 3/26/21 9:00 AM

Luckily, you aren't going to need years and years of high cost long-term care. But what if you did?

Topics: Long Term Care Financial Planning Planning in Advance Advanced Planning Limited & Extended Care Planning Center

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