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NAIFA's Limited & Extended Care Planning Center

The LECP Center empowers professionals to network with solution and service providers to share best practices, directly access subject matter experts, research, training and resources; and provide thought leadership so we may continue to address the changing needs of the market.

8 min read

Advantages of Reverse Mortgage Loans over HELOC and Home Equity Loans

By Fairway Independent Mortgage Corp. on 3/17/22 11:39 AM

For your clients who are homeowners aged 62+, a Home Equity Conversion Mortgage (HECM, commonly called a reverse mortgage) loan offers some distinct advantages over other types of home-equity-release loans.

According to a survey conducted by Clever,* about half (51 percent) of retirees believe they will outlive their savings. Perhaps even more worrisome, the study also found that 65 percent of retirees say they are not financially secure. They may be facing any number of financial challenges, including how to best pay for long-term care or combat recent jumps in the prices of food, gas, and just about everything else.

As a financial professional, you want to give your clients the best chance at financial success. For most homeowners aged 62 and older, home equity represents the largest portion of their overall net wealth, usually dwarfing their other assets (e.g., retirement savings). While home equity is good, unless the home is sold or the equity is tapped, it is of essentially no functional value to a homeowner in retirement because it is generally very illiquid.

Topics: Financial Planning Reverse Mortgages Grow Your Business Financial Literacy Potential Partners for Advisors
5 min read

An Outstanding Opportunity to Grow Your Business for Generations

By Carroll Golden on 12/15/20 6:57 PM

The sales and marketing landscape has changed. Have you?

Topics: Grow Your Business Limited & Extended Care Planning Center

Seven Employee Benefits Case Studies

By ARM on 2/6/20 12:15 PM

Advanced Resources Marketing (ARM) offer the following case studies as examples of how you can grow your business using their expertise and assistance.  Utilizing Enrollment Firms to Perform Core and Voluntary Enrollments; Value and proper risk spread of utilizing two staggered enrollments; Voluntary Offering to Newly Merged Company; Voluntary Offer to HMO; Case for the Replacement and Paternalistic Engineering Firm.

 

Topics: Long-Term Care Extended Care Case Studies Group & Employee Benefits Sales & Marketing Distribution Prospecting Grow Your Business

Increase Revenue with Worksite Long-Term Care Insurance

By ARM on 7/25/19 11:00 AM

Advanced Resources Marketing [ARM] is a full service Long-Term Care Insurance [LTCi] enrollment firm. Focusing exclusively on LTCi, hybrid, and Life w/LTCi, ARM'S team are experts in the roll=out of worksite programs in order to maximize employer satisfaction and enrollment results that add revenue to your company.

Topics: Long-Term Care Extended Care Employer Sponsored LTCI Group & Employee Benefits Funding Sales & Marketing Prospecting Grow Your Business

Ash Brokerage offers keys to communicating Care Plans to family members

By ASH Brokerage on 7/22/19 8:30 AM

Ash Brokerage/Target Ins. know it can be challenging to start “that” conversation. When discussing extended care need preparations, it is important to consider the impact that your client’s care plans could have on the entire family. Advisors can guide clients by  anticipating the children's concerns and helping clients prepare to address them. This flier offers common objections, and ways to answer them. Contact Chad Eyrich directly for more information by going to LECP.NAIFA.ORG/ subscribe. 

Topics: Long-Term Care Planning in Advance Sales & Marketing Strategy Prospecting Grow Your Business Consumers

Interview with Carroll Golden and Claude Thau Discussing Self Insurance

By Target/Ash on 6/21/19 2:22 PM

Claude Thau discusses self-insuring options with LECP Executive Director Carroll Golden. This is a great option for some clients, learn how to discuss it with them through a role play example.

Topics: Long-Term Care Marketing Extended Care Funding Advanced Planning Sales & Marketing Grow Your Business

Worksite Long-Term Care Insurance

By ARM on 6/18/19 1:42 PM

HubSpot Video

 

Topics: Long-Term Care Extended Care Group & Employee Benefits Tax Benefits Grow Your Business

Worksite LTCI and Benefits Brokers

By ARM on 5/2/19 12:15 PM

HubSpot Video
Topics: Benefit Brokers Group & Employee Benefits Limited Care Grow Your Business

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